Business Banking


First National Bank of South Miami’s commitment is to assist you to manage the financial needs of your business efficiently with an acceptable level of risk.

No matter what your business needs financing for, we have the ideal credit solution to meet those needs. Tell us what you plan to do with your funds, and we can help guide you to several appropriate financing options.

We take pride in delivering the financing you need to help your business thrive while providing you with exceptional service.

We offer the following commercial loan products:

Commercial Real Estate Financing commercial real estate can be a complicated process without bankers,  

who understand your needs and are able to help you accomplish your goals. The Lending Officers at First National have experience structuring loans for a variety of business needs.
Financing available for income-producing and owner-occupied properties:

  • Up to $5 million
  • Up to 10-year maturities with 25-year amortization

Commercial Line of Credit Take advantage of the immediate availability of cash, without a formal application,  

each time you need funds. Our clients commonly use this service to finance receivables, inventory or solve cash flow shortfalls.

Equipment Financing These short-term loans are designed to assist with the purchase of computer systems,  

telephone systems, and leasehold improvements.

Letters of Credit  


Stand-by or domestic letters of credit are available to meet bonding and insurance requirements at a moment’s notice.

Yes! Please have a loan representative contact me.