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Terms & Conditions

NOTICE: First National Bank of South Miami (FNBSM) maintains this Site to provide you with information about FNBSM products and services and to facilitate communication with FNBSM. FNBSM requires that all the visitors to our site on the Internet (the “Site”) adhere to the following rules and regulations. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
The information and materials contained in these pages – and the terms, conditions, and descriptions that appear – are subject to change. Your eligibility for particular products and services is subject to final FNBSM determination and acceptance. Investment products are not obligations of or guaranteed by FNBSM. Investment services are not bank deposits or insured by the FDIC or any other entity, and are subject to investment risks, including possible loss of the principal amount invested.
We will use our best efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user’s computer equipment.
With regard to services or products purchased or obtained by the user from a non-FNBSM person or entity, FNBSM makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products and FNBSM specifically disclaims all other warranties with regard to said services and products.
Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by FNBSM.
You are prohibited from: (a) doing any act which you have reason to know may disrupt the functionality of the Site; (b) translating, decompiling, reverse engineering or otherwise attempting to gain access to the source code of any software contained on the Site (the “Software”); or (c) using the Site in any manner which would violate any local, state, national or international law. Without limiting the foregoing, some of the Software may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or reexported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, including without limitation, Cuba, Iran, Iraq, Libya, North Korea, Syria, or Yugoslavia; (b) to everyone on the U.S. Treasury Department’s Specially Designated Nationals list, or (c) the U.S. Commerce Department’s Table of Denial Orders. If you use the Software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on any such list.
Any communication or material you transmit to us via the Site or Internet electronic mail is on a non-confidential basis and may be used by FNBSM for any purpose within the limits of our privacy statement including reproduction, publication, broadcast and posting.

You agree that your use of this Site shall be governed by all applicable Federal laws and the laws of the state of Florida and agree that venue shall be located in South Miami, Florida.