First National Bank of South Miami
Technology that helps your business move.
We offer the latest in cash management technology and products for our commercial business clients. We know how important time is to a business so when you can do something as simple as making a deposit from your place of business you know you're already getting ahead with FNBSM.
Remote Deposit Capture
Make deposits from the comfort of your business with Remote Deposit Capture. We offer state of the art bulk scanners that allow you to make easy deposits directly from your office until 7 pm Monday thru Friday without needing to drop of deposits at the bank. ¹
ACH Origination
Need to pay vendors or employees? With our ACH Origination services you can do just that. Built in to our online banking system our business clients can opt to pay their vendors electronically instead of writing checks as well as pay employees quicker.
check & ACH Positive Pay
Positive Pay is our intuitive Fraud Prevention measure that deters any check fraud on your account. You simply upload into our system any issued checks and our system atomically cross references this date whenever a check is presented for payment or deposit. If the check is altered in anyway and is not accurate with the uploaded data we do not pay the check. With ACH filtering you can block any unauthorized recurring ACH debits from your account. By simply providing a list of approved regular recurring ACH debits you can work exceptions for any unapproved ACH debits that come through our system.
ONLINE payments portal
¹ Fees may apply

Need Training For Our Products?
We offer a comprehensive walk-through of our online banking portal to make sure that you can take full advantage of all our services. Simply click below to schedule an appointment with one of our Cash Management bankers.