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We make our business clients lives simpler by investing in technology that helps facilitate work processes.


With our state-of-the art fraud monitoring system, we're constantly making sure that your money is safe.


We're there when you need us. We provide full and dedicated service to each one of our treasury services client.

Technology that helps your business move.

We offer the latest in treasury services technology and products for our business clients. We know how important time is to a business so when you can do something as simple as making a deposit from your place of business you know you're already getting ahead with FNBSM.

Remote Deposit Capture

Make deposits from the comfort of your business with Remote Deposit Capture. We offer state of the art bulk scanners that allow you to make easy deposits directly from your office until 7 pm Monday thru Friday without needing to drop of deposits at the bank. ¹

ACH Origination

Need to pay vendors or employees? With our ACH Origination services you can do just that. Built in to our online banking system our business clients can opt to pay their vendors electronically instead of writing checks as well as pay employees quicker.

Positive Pay

Positive Pay is our intuitive Fraud Prevention measure that deters any check fraud on your account. You simply upload into our system any issued checks and our system atomically cross references this date whenever a check is presented for payment or deposit. If the check is altered in anyway and is not accurate with the uploaded data we do not pay the check.

Bill Simple Invoicing

Our newest service allows you to create invoices seamlessly. We provide access to a customized secure portal where you can enter client information to send invoices directly to them via email. Additionally, you can automatically debit their accounts or credit card or have them login to a secure portal and enter payment information via credit card or ACH.

¹ Fees may apply

You can print and review the FNBSM Remote Deposit Capture Agreement.

Need Training For Our Products?

Need Training For Our Products?

We offer a comprehensive walk-through of our online banking portal to make sure that you can take full advantage of all our services. Simply click below to schedule an appointment with one of our Cash Management bankers. 

SchedUle Appointment