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First National Bank of South Miami NMLS #568851
 
  • Donald Altemus

    Commercial Lender, SVP

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    NMLS #: 1054204
    Phone: 305-662-5477
    Email: daltemus@fnbsm.com


    Mr. Donald Altemus has worked in Miami commercial lending for over 50 years. He is equally versed in Real Estate Lending & Commercial and Industrial (C&I loans). Mr. Altemus has expertise in Owner Occupied, Professional & Industrial commercial loans as well as 405 SBA R.E. loans.

    He specializes in Investor Owned Income Properties including but not limited to shopping centers, apartment buildings, office buildings, condominium rentals, & special purpose commercial R.E. Mr. Altemus also works with Home Equity Lines of Credit (HELOC).

    Additionally, Mr. Altemus has expertise in C&I loans with a concentration in equipment loans, loans to HOAs, asset based loans, and LOCs for professionals.

    Mr. Altemus graduated with his Bachelors degree from FSU in 1969 and his MBA from the University of Miami in 1980. Mr Altemus also holds a two year certificate course in Financial Planning from Nova University.

  • Patrick Khoury

    Senior Commercial Real Estate Lender, SVP

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    NMLS #: 961819
    Phone: 305-421-2263
    Email: pkhoury@fnbsm.com
     
    Patrick Khoury has worked with FNBSM since 2006 where he began as a part time teller. After quickly climbing the ranks through BSA, credit, and lending, Patrick has produced over $250MM in new loan production for the Bank during his 7 year tenure as a lender. Patrick’s primary focus has been on Commercial Real Estate but has also successfully transacted on all facets of Commercial Lending. In addition to lending, Patrick focuses on facilitating his clients’ wealth through his Private Banking role.
    Patrick is also active in the community where he is currently the President of The Commercial and Industrial Association of South Florida. Patrick graduated from Florida International University with a BS in International Business and holds an MBA from the Chapman School of Business at FIU. Patrick is the proud father of 4 children and husband to Victoria.
  • Renee Reichling

    Senior Commercial Lender, SVP

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    NMLS #: 1494976
    Phone: 305-662-5426
    Email: rreichling@fnbsm.com


    Over 30 years of Commercial Lending experience. Specializing in Commercial Real Estate, Commercial and Industrial, Small Business, Condominium Association and SBA 504 financing.

  • Natasha Lowell

    Private Banking Manager, SVP

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    NMLS #: 859929
    Phone: 305-421-2275
    Email: nlowell@fnbsm.com


    Natasha Lowell is a Senior Vice President at First National Bank of South Miami in Private Banking. She has more than 35 years of experience in the banking industry. She began her career with The Kislak Companies in commercial real estate lending and was a construction lender at First Union Bank. She was a Vice President at Great Florida Bank in commercial real estate and the President of Federated National Company. She is a former board Chair of the College Assistance Program Inc. (CAP,Inc.) of the Miami Foundation. She has served on several boards including Take Stock for Children Miami, United Way Women’s Leadership Committee and Miami Bridge Youth and Family Service.

  • Renato Salazar

    Commercial Lender, SVP

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    NMLS #: 755093
    Phone: 305-412-5261
    Email: rsalazar@fnbsm.com


    Mr. Renato Salazar Specializing in Owner-Occupied Properties/504 Small Business Administration loans, Gas Stations, Churches, Domestic and Foreign Investors Residential/Commercial Properties, ABL Revolving Line of Credit and other lending programs. Mr. Salazar has been worked in the past for TotalBank and Ocean Bank with more than 30 years in experience in lending.

  • Lester Montiel

    Commercial Lender, VP

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    NMLS #: 1036565
    Phone: 305-412-5260
    Email: lmontiel@fnbsm.com


    With 25-years experience in Banking. Specializing in financing Owner-Occupied properties/Small Business Administration 504- Program. Investment properties such as warehouses, multi-family, gas stations, etc., as well as loans to foreign nationals.

  • Karen Brady

    Commercial Lender, VP

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    NMLS #: 1646729
    Phone: 305-421-2271
    Email: kbrady@fnbsm.com


    Ms. Brady's broad experience in Commercial Real Estate Sales and Finance in the Capital Markets, enhances her banking proficiency with Commercial Real Estate Acquisition Financing, Refinancing, SBA Loans, Reverse 1031 Exchange Loans, Commercial Lines of Credit and Investor Owned Residential Real Estate Portfolio Loans.
  • Julian Bruna

    Commercial Lender, AVP

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    NMLS #: 1816095
    Phone: 305-421-2272
    Email: jbruna@fnbsm.com


    Julian Bruna was born and raised in Miami, FL, having attended Belen Jesuit Preparatory School. Julian is an Assistant Vice President of Commercial Lending with First National Bank of South Miami where he specializes in all facets of Commercial Real Estate Lending. Since beginning his career in banking, he has also gained extensive experience in Commercial and Industrial financing for businesses that include working capital lines of credit, term loans, asset-based lending facilities, trade finance lending, and expertise in the SBA’s Export Working Capital programs. He also completed the Risk Management Association’s Credit Analysis course, which is widely regarded as one of the premier risk management principles courses in the financial services industry. Julian holds both a Bachelor’s in Business Administration with a concentration in Finance as well as a Master’s of Finance from Florida International University.

  • Fhara Lopez-Garcia

    Private Banker, AVP

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    NMLS #: 1846967
    Phone: 305-421-2254
    Email: flopezgarcia@fnbsm.com


    Fhara Lopez-Garcia, Private Banker, AVP has been in Private Banking for over 20 year specializing in concierge private banking services, deposit and loan relationships with high net worth individuals, professionals and their families. Mr. Lopez-Garcia connects with partners at the Bank to strategize with clients about their trust and estate planning needs and implements action plans, members in the area of Commercial lending and Trust and Investment while broadening relationships and guaranteeing client’s short-term, mid-term and long term financial goals are met. Experienced in Conventional and Jumbo Residential financing, HELOCs, Fixed rates, adjustable rates, and refinancing for single family homes and condos. Mrs. Lopez-Garcia has worked for small community banks and large institutions such as Key Biscayne Bank, Gibraltar Bank and SunTrust Bank. She has been with FNBSM since March 2018.

  • Helen Varela

    Private Banking Portfolio Officer

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    NMLS #: 1076945
    Phone: 305-421-2253
    Email: hvarela@fnbsm.com


    Helen Varela is a Private Banking Officer at First National Bank of South Miami in Private Banking. She has more than 30 years of experience in the banking industry, in her current role Helen is responsible for daily operations, customer relations, day to day maintenance and production of new accounts.
    Helen began her career with Great Western Bank in Residential Lending, during her lending career she acquired skills that included Solicitation, Origination of new business, Processing, Underwriting and Closing of residential loans. Helen has also worked as a Commercial Lending Assistant.

  • Jamie N. Futch

    Assistant Branch Manager

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    NMLS #: 1846690
    Phone: 305-421-2252
    Email: jfutch@fnbsm.com


  • Maria Garcia-Casals

    Assistant Branch Manager

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    NMLS #: 1846704
    Phone: 305-662-5481
    Email: mgcasals@fnbsm.com
  • Teresita Mederos

    Assistant Branch Manager

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    NMLS #: 1846645
    Phone: 305-412-5251
    Email: tmederos@fnbsm.com
  • Ained Lassus

    Relationship Banking Manager

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    NMLS #: 1846580
    Phone: 305-278-5703
    Email: alassus@fnbsm.com
  • Oswaldo Lopez

    Lending Assistant

    Read about Oswaldo
    NMLS #: 1894172
    Phone: 305-421-2262
    Email: olopez@fnbsm.com
  • Taniuska Osorno

    Lending Assistant

    Read about Taniuska
    NMLS #: 1894329
    Phone: 305-662-5407
    Email: tosorno@fnbsm.com
  • Ana Salas-Garcia

    Lending Assistant

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    NMLS #: 1894191
    Phone: 305-412-5262
    Email: asalas@fnbsm.com
  • Terri Castellano

    Private Banker, SVP

    Read about Terri
    NMLS #: 1114162
    Phone: 305-421-2290
    Email: tcastellano@fnbsm.com
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