Lending Officers

Renee Reichling

Executive Vice President, Chief Lending Officer

NMLS #: 1494976
Phone: 305-662-5426
Email: rreichling@fnbsm.com

Over 30 years of Commercial Lending experience. Specializing in Commercial Real Estate, Commercial and Industrial, Small Business, Condominium Association and SBA 504 financing.

Karen Brady

Commercial Lender, SVP

Read about Karen

NMLS #: 1646729
Phone: 305-421-2271
Email: kbrady@fnbsm.com

Ms. Brady's broad experience in Commercial Real Estate Sales and Finance in the Capital Markets, enhances her banking proficiency with Commercial Real Estate Acquisition Financing, Refinancing, SBA Loans, Reverse 1031 Exchange Loans, Commercial Lines of Credit and Investor Owned Residential Real Estate Portfolio Loans.

Andres Restrepo

Commercial Lender, SVP

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NMLS #: 800060
Phone: 305-421-2272
Email: arestrepo@fnbsm.com

Renato Salazar

Commercial Lender, SVP

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NMLS #: 755093
Phone: 305-412-5261
Email: rsalazar@fnbsm.com

Mr. Renato Salazar Specializing in Owner-Occupied Properties/504 Small Business Administration loans, Gas Stations, Churches, Domestic and Foreign Investors Residential/Commercial Properties, ABL Revolving Line of Credit and other lending programs. Mr. Salazar worked for TotalBank and Ocean Bank with more than 30 years of lending experience.

Lester Montiel

Commercial Lender, SVP

Read about Lester

NMLS #: 1036565
Phone: 305-412-5260
Email: lmontiel@fnbsm.com

With 25-years experience in Banking. Specializing in financing Owner-Occupied properties/Small Business Administration 504- Program. Investment properties such as warehouses, multi-family, gas stations, etc., as well as loans to foreign nationals.

Larry Castillo

Commercial Lender, VP

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NMLS #: 755061
Phone: 305-421-2261
Email: lcastillo@fnbsm.com

Max Vazquez

Regional Branch Manager, SVP

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NMLS #: 800314
Phone: 305-662-5447
Email: maxvazquez@fnbsm.com

Max Vazquez, Vice President and South Miami Branch Manager, has over 25 years of banking experience. Specializing in consumer lending, home equity lines of credits, etc. Mr. Vazquez is available to assist you with all of your banking needs.

Fhara Lopez-Garcia

Private Banker, VP

Read about Fhara

NMLS #: 1846967
Phone: 305-421-2254
Email: flopezgarcia@fnbsm.com

Fhara Lopez-Garcia, Private Banker, AVP has been in Private Banking for over 20 years, specializing in concierge private banking services, deposit and loan relationships with high net worth individuals, professionals and their families. Mrs. Lopez-Garcia connects with partners at the Bank to strategize with clients about their trust and estate planning needs and implements action plans with members in the area of Commercial lending and Trust and Investment while broadening relationships and guaranteeing client’s short-term, mid-term and long term financial goals are met. Experienced in Conventional and Jumbo Residential financing, HELOCs, Fixed rates, adjustable rates, and refinancing for single family homes and condos. Mrs. Lopez-Garcia has worked for small community banks and large institutions such as Key Biscayne Bank, Gibraltar Bank and SunTrust Bank. She has been with FNBSM since March 2018.