First National Bank of South Miami

First National Bank of South Miami NMLS #568851
  • Donald Altemus

    Commercial Lender, SVP

    NMLS #: 1054204
    Phone: 305-662-5477

    Mr. Donald Altemus has worked in Miami commercial lending for over 50 years. He is equally versed in Real Estate Lending & Commercial and Industrial (C&I loans). Mr. Altemus has expertise in Owner Occupied, Professional & Industrial commercial loans as well as 405 SBA R.E. loans.

    He specializes in Investor Owned Income Properties including but not limited to shopping centers, apartment buildings, office buildings, condominium rentals, & special purpose commercial R.E. Mr. Altemus also works with Home Equity Lines of Credit (HELOC).

    Additionally, Mr. Altemus has expertise in C&I loans with a concentration in equipment loans, loans to HOAs, asset based loans, and LOCs for professionals.

    Mr. Altemus graduated with his Bachelors degree from FSU in 1969 and his MBA from the University of Miami in 1980. Mr Altemus also holds a two year certificate course in Financial Planning from Nova University.

  • Renee Reichling

    Executive Vice President, Chief Lending Officer

    NMLS #: 1494976
    Phone: 305-662-5426

    Over 30 years of Commercial Lending experience. Specializing in Commercial Real Estate, Commercial and Industrial, Small Business, Condominium Association and SBA 504 financing.

  • Natasha Lowell

    Private Banking Manager, SVP

    NMLS #: 859929
    Phone: 305-421-2275

    Natasha Lowell is a Senior Vice President at First National Bank of South Miami in Private Banking. She has more than 35 years of experience in the banking industry. She began her career with The Kislak Companies in commercial real estate lending and was a construction lender at First Union Bank. She was a Vice President at Great Florida Bank in commercial real estate and the President of Federated National Company. She is a former board Chair of the College Assistance Program Inc. (CAP,Inc.) of the Miami Foundation. She has served on several boards including Take Stock for Children Miami, United Way Women’s Leadership Committee and Miami Bridge Youth and Family Service.

  • Renato Salazar

    Commercial Lender, SVP

    NMLS #: 755093
    Phone: 305-412-5261

    Mr. Renato Salazar Specializing in Owner-Occupied Properties/504 Small Business Administration loans, Gas Stations, Churches, Domestic and Foreign Investors Residential/Commercial Properties, ABL Revolving Line of Credit and other lending programs. Mr. Salazar has been worked in the past for TotalBank and Ocean Bank with more than 30 years in experience in lending.

  • Lester Montiel

    Commercial Lender, VP

    NMLS #: 1036565
    Phone: 305-412-5260

    With 25-years experience in Banking. Specializing in financing Owner-Occupied properties/Small Business Administration 504- Program. Investment properties such as warehouses, multi-family, gas stations, etc., as well as loans to foreign nationals.

  • Karen Brady

    Commercial Lender, SVP

    NMLS #: 1646729
    Phone: 305-421-2271

    Ms. Brady's broad experience in Commercial Real Estate Sales and Finance in the Capital Markets, enhances her banking proficiency with Commercial Real Estate Acquisition Financing, Refinancing, SBA Loans, Reverse 1031 Exchange Loans, Commercial Lines of Credit and Investor Owned Residential Real Estate Portfolio Loans.
  • Julian Bruna

    Commercial Lender, VP

    NMLS #: 1816095
    Phone: 305-421-2272

    Julian Bruna was born and raised in Miami, FL, having attended Belen Jesuit Preparatory School. Julian is an Assistant Vice President of Commercial Lending with First National Bank of South Miami where he specializes in all facets of Commercial Real Estate Lending. Since beginning his career in banking, he has also gained extensive experience in Commercial and Industrial financing for businesses that include working capital lines of credit, term loans, asset-based lending facilities, trade finance lending, and expertise in the SBA’s Export Working Capital programs. He also completed the Risk Management Association’s Credit Analysis course, which is widely regarded as one of the premier risk management principles courses in the financial services industry. Julian holds both a Bachelor’s in Business Administration with a concentration in Finance as well as a Master’s of Finance from Florida International University.

  • Fhara Lopez-Garcia

    Vice President, Private Banker

    NMLS #: 1846967
    Phone: 305-421-2254

    Fhara Lopez-Garcia, Private Banker, AVP has been in Private Banking for over 20 year specializing in concierge private banking services, deposit and loan relationships with high net worth individuals, professionals and their families. Mr. Lopez-Garcia connects with partners at the Bank to strategize with clients about their trust and estate planning needs and implements action plans, members in the area of Commercial lending and Trust and Investment while broadening relationships and guaranteeing client’s short-term, mid-term and long term financial goals are met. Experienced in Conventional and Jumbo Residential financing, HELOCs, Fixed rates, adjustable rates, and refinancing for single family homes and condos. Mrs. Lopez-Garcia has worked for small community banks and large institutions such as Key Biscayne Bank, Gibraltar Bank and SunTrust Bank. She has been with FNBSM since March 2018.

  • Jamie N. Futch

    Private Client Services Specialist

    NMLS #: 1846690
    Phone: 305-421-2252

  • Maria Garcia-Casals

    Assistant Branch Manager

    NMLS #: 1846704
    Phone: 305-662-5481
  • Teresita Mederos

    Assistant Branch Manager

    NMLS #: 1846645
    Phone: 305-412-5251
  • Ained Lassus

    Relationship Banking Manager

    NMLS #: 1846580
    Phone: 305-278-5703
  • Oswaldo Lopez

    Lending Assistant

    NMLS #: 1894172
    Phone: 305-421-2262
  • Taniuska Osorno

    Lending Assistant

    NMLS #: 1894329
    Phone: 305-662-5407
  • Ana Salas-Garcia

    Lending Assistant 

    NMLS #: 1894191
    Phone: 305-412-5262
  • Terri Castellano

    Private Banker, SVP

    NMLS #: 1114162
    Phone: 305-421-2290
  • Max Vazquez

    Senior Vice President, Regional Branch Manager

    NMLS #: 800314
    Phone: 305-662-5447

    Max Vazquez, Vice President and South Miami Branch Manager, has over 25 years of banking experience.  Specializing in consumer lending, home equity lines of credits, etc. Mr. Vazquez is available to assist you with all of your banking needs.     

  • Larry Castillo

    Vice President, Coral Gables Branch Manager

    NMLS #: 755061
    Phone: 305-421-2261

    Larry Castillo, Vice President and Coral Gables Branch Manager, is a seasoned professional with over 22 years of experience in banking industry specializing in retail banking, small business, consumer lending, and commercial real estate. Mr. Castillo is dedicated to helping clients reach their financial goals by providing tailored fit viable solutions to meet their needs.  

  • Phillip Medina

    Portfolio Manager

    NMLS #: 627648
    Phone: 305-662-5416