Lending Officers

NMLS #: 1054204
Phone: 305-662-5477
Email: daltemus@fnbsm.com

Mr. Donald Altemus has worked in Miami commercial lending for over 50 years. He is equally versed in Real Estate Lending & Commercial and Industrial (C&I loans). Mr. Altemus has expertise in Owner Occupied, Professional & Industrial commercial loans as well as 405 SBA R.E. loans.

He specializes in Investor Owned Income Properties including but not limited to shopping centers, apartment buildings, office buildings, condominium rentals, & special purpose commercial R.E. Mr. Altemus also works with Home Equity Lines of Credit (HELOC).

Additionally, Mr. Altemus has expertise in C&I loans with a concentration in equipment loans, loans to HOAs, asset based loans, and LOCs for professionals.

Mr. Altemus graduated with his Bachelors degree from FSU in 1969 and his MBA from the University of Miami in 1980. Mr Altemus also holds a two year certificate course in Financial Planning from Nova University.

NMLS #: 1494976
Phone: 305-662-5426
Email: rreichling@fnbsm.com

Over 30 years of Commercial Lending experience. Specializing in Commercial Real Estate, Commercial and Industrial, Small Business, Condominium Association and SBA 504 financing.

NMLS #: 859929
Phone: 305-421-2275
Email: nlowell@fnbsm.com

Natasha Lowell is a Senior Vice President at First National Bank of South Miami in Private Banking. She has more than 35 years of experience in the banking industry. She began her career with The Kislak Companies in commercial real estate lending and was a construction lender at First Union Bank. She was a Vice President at Great Florida Bank in commercial real estate and the President of Federated National Company. She is a former board Chair of the College Assistance Program Inc. (CAP,Inc.) of the Miami Foundation. She has served on several boards including Take Stock for Children Miami, United Way Women’s Leadership Committee and Miami Bridge Youth and Family Service.

NMLS #: 755093
Phone: 305-412-5261
Email: rsalazar@fnbsm.com

Mr. Renato Salazar Specializing in Owner-Occupied Properties/504 Small Business Administration loans, Gas Stations, Churches, Domestic and Foreign Investors Residential/Commercial Properties, ABL Revolving Line of Credit and other lending programs. Mr. Salazar has been worked in the past for TotalBank and Ocean Bank with more than 30 years in experience in lending.

NMLS #: 1036565
Phone: 305-412-5260
Email: lmontiel@fnbsm.com

With 25-years experience in Banking. Specializing in financing Owner-Occupied properties/Small Business Administration 504- Program. Investment properties such as warehouses, multi-family, gas stations, etc., as well as loans to foreign nationals.

NMLS #: 1646729
Phone: 305-421-2271
Email: kbrady@fnbsm.com

NMLS #: 1816095
Phone: 305-421-2272
Email: jbruna@fnbsm.com

Julian Bruna was born and raised in Miami, FL, having attended Belen Jesuit Preparatory School. Julian is an Assistant Vice President of Commercial Lending with First National Bank of South Miami where he specializes in all facets of Commercial Real Estate Lending. Since beginning his career in banking, he has also gained extensive experience in Commercial and Industrial financing for businesses that include working capital lines of credit, term loans, asset-based lending facilities, trade finance lending, and expertise in the SBA’s Export Working Capital programs. He also completed the Risk Management Association’s Credit Analysis course, which is widely regarded as one of the premier risk management principles courses in the financial services industry. Julian holds both a Bachelor’s in Business Administration with a concentration in Finance as well as a Master’s of Finance from Florida International University.

NMLS #: 1846967
Phone: 305-421-2254
Email: flopezgarcia@fnbsm.com

Fhara Lopez-Garcia, Private Banker, AVP has been in Private Banking for over 20 year specializing in concierge private banking services, deposit and loan relationships with high net worth individuals, professionals and their families. Mr. Lopez-Garcia connects with partners at the Bank to strategize with clients about their trust and estate planning needs and implements action plans, members in the area of Commercial lending and Trust and Investment while broadening relationships and guaranteeing client’s short-term, mid-term and long term financial goals are met. Experienced in Conventional and Jumbo Residential financing, HELOCs, Fixed rates, adjustable rates, and refinancing for single family homes and condos. Mrs. Lopez-Garcia has worked for small community banks and large institutions such as Key Biscayne Bank, Gibraltar Bank and SunTrust Bank. She has been with FNBSM since March 2018.

NMLS #: 1076945
Phone: 305-421-2253
Email: hvarela@fnbsm.com

Helen Varela is a Private Banking Officer at First National Bank of South Miami in Private Banking. She has more than 30 years of experience in the banking industry, in her current role Helen is responsible for daily operations, customer relations, day to day maintenance and production of new accounts.
Helen began her career with Great Western Bank in Residential Lending, during her lending career she acquired skills that included Solicitation, Origination of new business, Processing, Underwriting and Closing of residential loans. Helen has also worked as a Commercial Lending Assistant.