SAVE A TRIP TO THE BANK WITH OUR MOBILE DEPOSIT FEATURE
We make it easy when it comes to banking. With our mobile deposit solution on our advance app our clients are able to make deposits at their convenience from any location.¹ Simply follow the steps below to make a mobile deposit:
If you have entered your online banking credentials into the app simply continue logging in by either touch verification or the 4-digit pin that you selected. If you're new to the app and have not applied for online banking with FNBSM please contact the bank for further instructions.
STEP TWO: SELECT DEPOSIT CHECK FROM THE MENU
Click on the three lines located at the top left of the main dashboard. This will open up your main menu section where you can select "Deposit Check"
STEP THREE: CLICK ON "DEPOSIT A CHECK
The next step will take you into the process of depositing a check. Simply click on the Deposit a Check button located at the top to access the mobile deposit steps.
STEP FOUR: ENTER THE DOLLAR AMOUNT OF THE CHECK
Simply type in the exact amount as found on the check. It is preferred that you enter the written numerical amount found on the check as opposed to the numeric one as this is considered the legal dollar value.
STEP FIVE: SELECT DEPOSIT ACCOUNT
Select which account you would like to make the deposit to. If you do not see your account here make sure to go back to the main check deposit menu and choose to add an account.
STEP SIX: FRONT OF CHECK PICTURE
The next step is to take a picture of the front of your check. Make sure that you take it on a plain flat surface and make sure there is sufficient and bright lighting. If the check does not come out clear and legible the deposit will be rejected.
STEP SEVEN: BACK OF CHECK PICTURE
Taking a picture of the back of the check should be done like the front of the check. Please clearly write on the back of the check "Mobile Deposit Only at FNBSM". If you do not endorse the back of the check with this statement the system may reject the deposit. Even if the deposit fails the first time you can try writing the statement again on another line in the endorsement area above the check.
STEP EIGHT: REVIEW & SUBMIT DEPOSIT
The final steps is to review your deposit carefully to make sure that you entered the correct check amount, selected the account that you want the deposit to be made into, and confirm that the front and back images of the check are clear and focused. Once everything has been verified, simply click "Submit" and you're done!
FREQUENTLY ASKED QUESTION ABOUT MOBILE DEPOSIT
