We make it easy when it comes to selecting an account at FNBSM. Instead of presenting you with so many options we choose only the accounts that matter to you. Whether you're looking for an account to use with electronic services, unlimited check writing, or a no minimum account, we have great choices for you to choose from.
| Regular Checking |
First Premier |
Basic checking | Personal MM |
Regular Now |
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| Best For... | A checking account with unlimited check writing. Minimum balance required to avoid monthly fee. | Available to those 55 years of age or older. Free specialty checks available (limited to two orders per year). | A basic checking account for everyday banking needs. | Interest bearing account with 6 transactions per month. | A checking account which allows you to earn interest by keeping a minimum balance. |
| Minimum Deposit | $100 | $50 | $50 | $100 | $100 |
| Minimum Balance Daily/Average Monthly |
$750 | $0 | N/A | $2,500 minimum daily balance or $10,000 average monthly balance |
$1,500 minimum daily balance or $5,000 average monthly balance |
| Monthly Service Fee |
$10.00 | None | $7 | $15 | $20 |
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| Online Banking with Bill Pay |
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| Visa Debit Card |  |
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| Complimentary Checks |  |
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| Wavied Cashiers Checks | |
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| eStatements |  |
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| Combined Statements |  |
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| Mobile Banking | |
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