First National Bank of South Miami

Choosing the right credit card is easier than ever.

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

With any of our cards, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
Learn More or Apply Now

Personal Credit Cards


Can I apply in person at one of your branches?

Of course! You do have the option to apply online, but if you would like to sit down with one of our relationship bankers we'll be happy to take your application and walk you through the process.

How can I check the status of my application?

If you filled out the application in person at one of our branches, please contact us at 305-667-5577 and one of our relationship bankers will assist you. If you applied online please contact Cardmember Service at 800-558-3424.

Who should I contact with questions about my card?

Once your credit card has been approved and issued you can contact Cardmember Service at 800-558-3424. To reach Cardmember Service via email, login to your account and click on Messages.

How do I enroll in Online Account Access?

Enrolling to view your credit card online is easy. Simply click here and fill out the application form to create your new login. You will need to have your new credit card on hand in order to register for an online account. Once approved credit cards can take 5-7 business days to arrive.


Already have a First National Bank of South Miami credit card?

Manage your Credit Card online through Cardmember Service.

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Credit cards issued through Elan Financial Services.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.